With anti-fraud and risk management mechanisms in place, you can ensure that your customer’s personal and payment data remains safe and away from the reach of any unethical hacker or cyber-attacks. White label payment gateway positively affects customer loyalty and confidence in the quality of your services. You will become a part of a business’s net revenue. All Processors. White label clients such as payment service providers, ISOs, acquirers, merchants of record etc. UniPay offers sophisticated funds remittance capabilities that allow users to easily handle reseller and agent commissions, residual payments and other fee-split scenarios. A white label payment gateway is the name given to a technical service provider that gives businesses the ability to manage and process payments under their own brand while using third-party SaaS (Software as a Service). SolusVM WHMCS module. Gatewayeast holds unique expertise in the matter. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. Most white-label software comes from SaaS businesses that lease out the rights to their software or over an agreed-upon subscription term. In addition, you are allowed to sell these services directly to your clients through the payment solution. Supports 196 Countries around the World. and merge reports and more with Gatewayeast white-label payment gateway. is the future — we get you there now. We will support your reseller, ISO, ISV, or PSP Business with our expertise in the industry. With businesses' needs constantly changing, the industry thrives on adapting to these challenges by introducing new technologies, services, and solutions. When considering becoming a white label payment platform provider, it is crucial to thoroughly evaluate and identify any potential issues that may arise. Get started. The advantages of white label payment gateways include quicker time-to-market, cost-effectiveness, enhanced customer trust through consistent branding, and the ability to. g. A white label payment gateway reseller or provider is a company that offers a third-party payment gateway service or product. Resell the world’s leading SSL certificate brands at the lowest cost and manage your SSL Certificates from within the same easy to use centralised control panel or our free WHMCS SSL Module. can manage multiple. How to Become a Payment Service Provider CompanyThe purpose of this article is to familiarize the key merchant services industry players (particularly, large-size merchants, wholesale resellers and PSPs) with merchant onboarding mechanism as an advanced feature to be considered during payment gateway selection. By utilizing white label payment gateway services, you gain access to a wide range of comprehensive features that can propel your business forward. eu Rating. 100% Customizable and Brandable. Simply, one-click connection to VPN proxy server. How you can start a payment gateway company. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. In the meantime, let’s look into the. Gatewayeast holds unique expertise in the matter. Quick seamless integration. While still allowing the company to use its name, a white-label payment gateway can offer fantastic solutions for the end users. Multi-Currency Processing. This model charges a percentage or a flat fee per transaction processed. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to. Lean how payment gateways work and other major benefits of White Label Merchant Services. Also, the white label payment gateway helps the business in updating their payment experience and moreover change how they do the online trades. To start your own payment gateway business, you will need to search for the best payment channel in each row. A white label payment gateway reseller is a highly specialized company that offers online payment solutions to both merchants and customers. We help you to control payments with our White Label Payment Platform offering dozens of integrations and 500+ payment methods. Below, we’ll explore. White label means legally placing your brand name on a product or service that a third party company has developed. The platform has more than 170 connectors to banks and payment methods. White-label payment gateways provide significant value to a variety of resellers, including Value Added Resellers (VAR), Independent Software Vendors (ISV), and Independent Sales Organizations (ISO). 8. Payment gateways such as Payment processing: Accept payments anywhere |. White-label payment gateways let businesses customize the online checkout process with own names, logos and brands without having to create their own. Get everything you need to grow Benefits of Our Payment Gateway . With a white label payment gateway, you can confidently leave the intricacies to experts in the field, saving valuable time and resources. Payment Gateway Reseller. Cons of White Label Payment Gateway Solutions. This adoption enables them to improve their product offerings by providing personalised payment solutions adapted to their client’s. However, there are many distinctions and benefit with the white label service. With our white label SMS and partner programs, you can easily resell text message marketing to your customers. A few examples of who our white-labeled payment solutions are for. Merchant Account Reseller Program; Selling Merchant Cash Advance; High Risk Merchant Account Services;. White label payment gateways are an end-to-end solution specifically designed for: merchants; software providers; financial institutions; resellers; other businesses looking to facilitate online payments. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. Whether it is in-depth transaction data, chargeback and refund information or acquirer performance statistics, you are in control of your payments strategy and success. The best thing is that we take care of all: security, collaborations with banks and integrations of the payment methods. As a result, in the eyes of your customers (both cardholders and merchants) you are the payment gateway provider. Whether you’re a business owner, reseller, developer, or a paying customer, Unicorn Payment’s customer service team is here for you. Akurateco. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. Our no-pressure partnership allows credit card processing resellers to send in deals as they please. Looking for White Label Payment Gateway Reseller? Stark Payments is one of the most comprehensive white label payment processing toolkit on the market. A. 997% uptime track record, you or your merchants can start accepting payments immediately. Payment gateways are the digital channels that enable users to securely transfer their funds, allowing businesses to accept and process payments online. Benefit from having an advanced ready-made payment gateway and a team of payment experts at your service. With crypto becoming a mainstream mode of payment, having a digital asset compatible payment processor is just the impetus your business needs. It contains the skins in general (highlights) of an old payment gateway structure. ) Get Squarespace 3. A white label payment gateway is a response that grants you to relax payment processing administrations to your clients or those purchasing work and things under your own name or brand name. A white label payment gateway reseller is a highly specialized company that offers online payment solutions to both merchants and customers. When you join our reseller community, you're treated as one of our own! This includes 24/7 premium technical support from our SMS specialists and discounted SMS rates based on. White Label Payment Gateway. White label payment gateways are an end-to-end solution specifically designed for: merchants; software providers; financial institutions; resellers; other businesses looking to facilitate online payments. Pricing: It’s free to join Squarespace Circle; however, you need to be eligible to join, meaning you must have three active Squarespace websites. Start building your business today. At peak times, the load. In order to ensure clear understanding of our terminology, it is appropriate to start by defining these two terms. ISO and Reseller programes. “Accept payments from customers with 100+ Payment Modes without any hassle & experience seamless experience. Gatewayeast holds unique expertise in the matter. Thank you for your interest in our product! We will review your. A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on. Especially designed for developers. Looking for White Label Payment Gateway Reseller? Stark Payments is one of the most comprehensive white label payment processing toolkit on the market. Our wholesale partner will then get back to you with details. Lean how payment gateways work and other major benefits of White Label Merchant Services. A payment gateway is a vital technology in today's digital world that enables secure processing of credit card payments and various other electronic payment methods over the internet. The White Label payment solutions present an exemplary model to your business. A White-Label Payment Gateway is a complete solution for your business. With white-label, a single product can be marketed by various vendors under various brands. A white label payment gateway reseller is a highly specialized company that offers online payment solutions to both merchants and customers. At peak times, the load. For less than $300 per year, you get your own brand of e-commerce that includes a white label store management tool, platform updates and maintenance, and priority technical support. The series is addressed to the two groups of entities we are going to refer to as merchants and resellers. White label features. However, to start your own payment gateway business more. The GoDaddy Reseller Program allows you to sell all GoDaddy products including web hosting, domains and more. As your partner, we are committed to your success. With our White Label App Reseller program, you can create an unlimited number of apps. The buyer can customize the payment gateway solution to suit his needs. Payment Orchestration Platform. How they Work. Especially des. Some of the most important white label financial products include: White label banking solutions. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. Quick seamless integration. PayFacs . Your logo. White-label payment processing offers multiple benefits for ISVs or SaaS companies looking to offer payments as part of their integrated solutions. Gatewayeast holds unique expertise in the matter. You can host it yourself for a one-off fee of €799, or pay €149 monthly. To establish long lasting partnerships, helping your business grow. Our white label solution provides a straightforward way to launch new payment services, handle your entire payment flow, and ensure complete and transparent merchant management. This gives you the information you need to make informed decisions. PayCaps white label payment gateway reseller allows you to use our payment gateway with your brand name and get a personalized payment gateway. White-labelling of a payment gateway allows you to unleash the full potential of your business. Deliver the best payments experience for your merchants and their customers across every channel and every device: in-store, mobile, online or self-service. This solution provides an advantageous alternative for businesses that want to offer their own payment processing services without the hassle and expense of creating and managing complex payment systems. Starting a Payment Gateway Company with White Label Payment SolutionsWhile regular gateways contract with merchant acquirers or ISOs to resell their payment gateway’s brand, white label payment gateways allow, and even prefer, the merchant. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can. Your platform. you receive a link that you share with. Founded in 2008, we started by developing payment APIs that help you build your payments infrastructure. A white label payment gateway is a solution that allows you to extend payment processing services to your customers under your own name. There are four kinds of resellers that will benefit from the white label. Sell Online and In-Person. SolusVM WHMCS module. Reputation Management. Designed for Partners & Resellers. We’re ready to go with your branding and card proposition. It offers the reseller the. 100% Customizable and Brandable. SaaS white label business types: web design/development tools, website builders, SEO tools, social media moderation/monitoring, e-commerce plugins, payment gateways and many more. Merchants must deposit into a single Chase bank account to be eligible. It is designed for EMIs, PSPs, ISOs, VARs and others that offer payment services to their merchant customer base. Free. White Label Payment Gateway. Then, redirection driving the client to the payment providers picked external checkout page. Search for Business Services Log in Sign upCardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. Expect much more from your POS system than just checking out and booking. By. Let’s create a strong future for you and your banking customers. These are a Free plan ( comes with limited functionality) and a White Label plan, the cost of which depends on the number of premium websites you plan to set up. Understanding the payment gateway ecosystem is essential to capitalize on modern payment technology. You can accept and process credit card payments in various currencies. 100% Customizable and Brandable. Start your business with MsgClub white label reseller panel to get multiple services in single panel, multiple sms API & sample code, Open Sender id, Android App etc with Life time validity. Choose a trusted and reliable payment gateway provider that supports multiple payment methods to cater to a wide range of customer preferences. . We provide enterprise level, web-based software at a low 1-time cost. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. WHY CHOOSE PAYMENT SAVVY’SRESELLER PROGRAM. Single processing platform for all transactions, across all channels and all geographies. Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. White labelling is a legal technique that permits the sale and rebranding of a product or service under a different company’s name. White-Label Payment Provider: Registered ISO/MSP Agent Sponsorship Shaw Merchant Group and its subsidiaries are committed to making it as easy as possible for you to grow your business through innovations in credit card processing, ecommerce, mobile payments, back-end business solutions, and more. For example, you can handle credit card payments in various currencies using this payment gateway. The buyer can add his own logo and domain name to the payment gateway solution. Cardstream's White Labeling service provides a full suite of products tailored to build your unique payment experience. Referral Agent: By becoming a referral agent, you will receive a percentage of the processing as long as the processing comes through. A payment gateway reseller program allows agents to refer clients to payment service providers and make money on the commission from every transaction. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. Especially designed for developers. With no iFrames or redirects, and a 99. A white label model means getting an unbranded solution, putting your brand name on, and selling it as your own. The white label payment gateway provides a customized, high-tech, integrated, and manageable payment gateway specially made for your requirements. White-label payment solution providers can help you achieve your goals. Our system is fully White-Label platform compatible, meaning it can be deployed in your brand and be managed by your own staff. Case Studies. White Label Payment Gateway. Get your business ready with all white labelled Payment Gateway . PSP is a company you as a merchant pick to process your online transactions. Albeit there is another path for you. 8. The resellers are comprised of members that own marketing resources as our external partners. Starting Your Own Payment Gateway Service: A Step-by-Step Roadmap. Your RM can help you take your business to the next level, and you can […]Multi-provider solution. Configuring Payment Gateways To accept payments on your WHMCS White Label installation, at least one payment gateway needs to be configured. However, in contrast to a traditional payment gateway provider, it allows you to brand it with your own logo. It allows you to become a Reseller, ISO, ISV, or a full-fledged PSP business. Hips White Label Payment Gateway is the next generation omnichannel payment gateway. Each of these specific billing systems supports integration with several payment. Introduction to Payment Gateways. A white-label payment gateway provides the following benefits to your business. However, in contrast to a traditional payment. If this is the first time you are reading “Payment Gateways II” series, please,. The merchant services resellers and ISOs have the liberty to use. White-labelling of a payment gateway allows you to unleash the full potential of your business. How you can start a payment gateway company. White Label / SaaS. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. However, if you get a white-label payment gateway, you can significantly cut down on these costs. The customer support team is also very responsive and helpful. Streamline processing and increase revenues with our next-gen payment gateway. As a white-label payment gateway provider, acquiring the necessary licenses and certifications is an absolutely critical step to ensure compliance with governing regulations. Full Service eCommerce Payments Provider. If your business requires reseller services,. Cashfree’s white label payment gateway solution goes further and enables businesses to build payment flows that match the look and feel of your website and brand, providing a seamless payments experience that delights customers. White label payment gateway is a payment gateway solution that can be branded as per the requirements of the buyer. Final Say. White-labelling of a payment gateway allows you to unleash the full potential of your business. If, for example, a white-label vendor charges $3/worker/month, and you’re charging your clients $9/worker/month, that’s a 300% ROI. PAYMENT GATEWAY SOLUTIONS PVT. Duda: Best for Client Management. White Label. We awareness on complementing your answers and services to increase your cost proposition and permit new market. Flexible payment routing. B2BinPay. Approval of new Application and proposed commercials. Below, we’ll explore this technology and provide insight into the advantages of white-label payment gateways. net are best for taking credit cards and other payments. They are a white label software reseller company which means you can name the tool with your brand and provide project management services to your customers. 98% account approval rate. Grow Your Digital Payments Business with White-Label Payment Processing Solutions. By acting as a trusted middleman, they facilitate smooth and secure payment processing on behalf of the merchant. By 2014, we evolved to deliver integrated, white label payments solutions to leading SaaS platforms. By and by, in adding a payment service provider to the payment gateway, it might be done in 2ways. White label payment gateway positively affects customer loyalty and confidence in the quality of your services. Wednesday, October 11 2023. Thanks to the technique, the company’s management may add its identification marks to the service. Case Studies. By acting as a trusted middleman,. With the ever-increasing popularity of online transactions, it becomes crucial for. Flexible Payment Solutions. Acquirers or Regulated e-Money institutions as reseller. Linux Reseller Hosting Plan Cost: $10. A payment gateway reseller program is, at its core, a referral program. You can get a high ground in your industry or market locale by offering more unmistakable chance and solace to your clients. With a white label payment gateway, you can confidently leave the intricacies to experts in the field, saving valuable time and resources. Your colors. Front Facing Web Portal. We are a specialist White Label Payment Gateway provider for Resellers, ISO, ISV & PSP businesses. If you use tokenized and non-tokenized payment gateways, customers can choose the desired payment method when adding one via the Client Area. It looks like a platform between the business seller record and client’s. Some of the key features are: Intelligent transaction routing. Time- and cost-efficient. In conclusion, white label payment processing offers businesses a convenient and efficient way to handle their payment transactions. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service. As a merchant services reseller, there are some benefits such as being able to outsource customer support. 8. With B2B Pay, your company: Gets its own non-resident bank account in Europe. White label payment gateway gets you online with a scalable technical infrastructure that we enhance and maintain for you. Your logo. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. Starting this program is extremely beneficial for a payment service provider. Chase Payment Solutions is a global leader in payment processing. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. It takes development and expertise, time and financial investment. Dynamic message routing system with multiple gateway support; SMS Chat (Pro license) White Label Reseller System (Pro license) Message. Choosing them for your Reseller, ISO, ISV, or PSP business would be great. This includes assessing the compatibility, capability, scalability, and cost structure of the online payment gateway solution before committing to a contract. When questions arise, you want a payment processor that will be there for you. Join us today and discover the power of our white label gateway solutions. Partner with a trusted, global payments leader. One of the keys to a company's or brand's success and development is finding the right payment gateway partner. We provide one stop solution for all the highest level. But with the insights and practical advice shared in this ultimate guide, you can embark on this exciting entrepreneurial journey with confidence. Maintenance, hosting, adding new. The best deal is the Grow Big plan, which bills at $10. Especially designed for developers, ecommerce…Sentora provides the ability for you to offer 'reseller' accounts enabling your clients to resell your hosting in a 'white-label' environment. White label merchant services for ISO/MSP sales agent programs. Configuring Payment Gateways. White-Labeled Payment Gateway. There are four types of resellers that best fit the white label payment gateway model: Independent Sales Organizations (or ISOs) Independent Software Vendors (ISVs) Value-Added Resellers (VARs) Pay-Facs (like PayPal or Square) You should choose a white label payment gateway platform that has a long track record of experience working with these. Streamline processing and increase revenues with our next-gen payment gateway. Also use the retail software as a webshop, online shop window, integration with suppliers and doing marketing. Become a white label merchant provider for credit card processor ISO agent. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. At SMG, we've been making life easier for merchants since 2010. SMS Reseller Program and White Label Services. Time- and cost-efficient. With businesses' needs constantly changing, the industry thrives on adapting to these challenges by introducing new technologies, services, and solutions. Why We Picked It. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. 9% plus 30 cents for card-not-present transactions. A potential customer can be suspicious if he has to go to a third-party site during the payment process with the card. We help you to control payments with our White Label Payment Platform offering dozens of integrations and 500+ payment methods. In other words, you can completely customize the look and feel of the gateway. Other than some of the. However, there comes a point where each professional must decide whether this is a benefit or a liability. Ideas Grow Business. By acknowledging the importance of a white label POS reseller in your marketing approach, you can establish trust, build credibility, and demonstrate that you are committed to providing the best possible solution for your customers' point of sale needs. Our system is fully White-Label platform compatible, meaning it can be deployed in your brand and be managed by your own staff. Same-day deposits with no extra fees. 69, Aditya Industrial Estate, Mindspace, Malad West, Mumbai. We create an instance of WotNot, with your brand identity in mind. Get started today! Give us a call at 1-866-303-2558. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. Hips White Label Payment Gateway is the next generation omnichannel payment gateway. The resellers are comprised of members that own marketing resources as our external partners. Most people prefer the second option. Searching for Payment Gateway Technology? Stark Payments’ approach is to provide a secure, robust and reliable payment processing solution for all of our partners. "White-Label payment solution Launch your PSP in 4 weeks. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. White Label. The idea of intelligent marketing evolved with the White-Labelling of products. Starting this program is extremely beneficial for a payment service provider. Learn steps to become a merchant processing company and grow a merchant portfolio to be worth millions, best ISO merchant program, sales partnershipsWhat is white label reseller? White label resellers are those who sell products that they don't make themselves but which have been made by another company or organization (the "white label"). Flexible ways to earn revenue! White Label Partners are able to mark up some prices and others, you receive commission from Novae or our partners. So clients can build the apps themselves while you manage subscriptions, features and analytics in your dashboard. It has all the features of a. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. Searching for White Label Payment Gateway Reseller? Stark Payments is one of the most comprehensive white label payment processing toolkit on the market. Listing Builder. Akurateco's Payment Orchestration Platform is a brandable, white-label solution allowing users to own the end-to-end ready-to-use PCI DSS gateway. We help you to process payments with tons of payment connectors. For this, payment gateways play a vital role. By opting for a white-label payment gateway, you gain the advantage of leveraging an established company's reliable and proven processing systems. This process had a lot of advantages as it reduced the manufacturing cost and reliance on others. If you just need to become a white label payment gateway reseller, then a branded third-party gateway solution solves the problem. Regular clients of white-label payment providers include e-commerce giants, gaming platforms, and the online presence of otherwise physical stores. Gatewayeast holds unique expertise in the matter. Flexible check-out customization options. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. Let us discuss “Advantages of White Label Payment Gateway”. Let’s take a look at some of them. The fully Serverless infrastructure which has been awarded by Amazon Web Services can handle millions of transactions per second. The safety module is developed with innovative technologies and allows to compile and manage “black” and “white” lists. There is no huge package of. Acquirers or Regulated e-Money institutions as reseller. White Label Payment Gateway is an excellent solution for Resellers, ISOs, ISVs, and PSP businesses. Acquirer agnostic, PCI compliant card tokenization. An effective white-label payment gateway reseller allows its partner to enable better customer retention, ensure greater security, and provide impactful levels of service and product capability. Cardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. 1. A. White-labelling of a payment gateway allows you to unleash the full potential of your business. White Label Payment Gateway is an excellent solution for Resellers, ISOs, ISVs, and PSP businesses. we have availed services of Safexpay’s Payment Gateway and duly appreciate the services for its exemplary features. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. A white label platform designed to make you win in the payments business. Online Pay Links. Spell - white label payment gateway, e-wallet, and billing software united under one PayTech platform & RESTful API. As a merchant services provider, a white-label POS system allows you: Save the cost of development. It has all the features of a traditional payment gateway—e. White label products are often produced via mass production. It is done for another company to put their label. Looking for White Label Payment Gateway Reseller? Stark Payments is one of the most comprehensive white label payment processing toolkit on the market. By acting as a trusted middleman, they facilitate smooth and secure payment processing on behalf of the merchant. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. The concept of incorporating payments into software or applications appeals to many business owners. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on the. Discover all elements of the retail cash register below. That's why we are here to equip you with the knowledge and expertise needed to take your ISO to new heights. White label payment gateway is a cost-effective solution mostly suitable for fintech companies and e-commerce projects. 20. BridgePay Network Solutions, LLC (BridgePay) is a transactional gateway leading the industry with robust data security technology and premium cloud-based solutions. Grow Your Digital Payments Business with White-Label Payment Processing Solutions. In other words, start your own payment gateway business from scratch will take you through a rigorous and costly process. Cardstream’s Payment Gateway accepts and processes all major card types. On October 5, 2021, eComCharge successfully completed certification and acquired the status of a Visa token requestor in CEMEA Since May 2020, eComCharge has officially been a member of the global Visa Digital Enablement Program (VDEP) eComCharge provides White Label Payment Solutions and Services for Payment Service Providers and Acquirers in. Control which payment gateway you want to use, Stripe/PayPal or both. Thus, the fee for building 200 websites constitutes $48/mo – this is the minimum offer.